Liability Insurance in New Mexico: Safety Tips Before Swimming

Author: di_admin

Liability insurance in Mexico is a must when you own a swimming pool and will have people regularly swimming in it. Taking steps to protect your assets and loved ones should be the top priority, and understanding the importance of safety measures and maintenance is essential for any pool owner.

Benefits of Liability Insurance in New Mexico and Staying Safe in Pools

In this article, we’ll share some practical tips to ensure pool safety and discuss the benefits of liability insurance and why it’s an essential aspect of pool ownership.

New Mexico homeowners must understand safety. Thus, here are some tips to take. 

Install a Fence Around the Pool.

Installing a fence with a self-latching gate prevents children and pets from accessing the swimming pool unsupervised. Additionally, there should be a four-foot fence, and there should not be any footholds that children could use to climb over.

To further enhance safety, we recommend installing pool alarms triggered by any motion on the surface of your pool.

Set Up Swimming Pool Rules.

It’s still important to establish clear standing pool rules. And since every pool is unique, you may need to customize the rules to fit your specific situation. Here are some general rules to consider:

  • Keep first-aid kits easily accessible.
  • Forbid diving in a shallow pool.
  • Prohibit horseplay or roughhousing around the pool.
  • Don’t allow running on the pool deck.
  • Never allow radios or other electrical appliances near the pool.
  • Deflate or lock up flotation toys when not in use.
  • Keep toys and other tripping hazards away from the pool’s edge.

Learn CPR

Knowing how to perform CPR or cardiopulmonary resuscitation can save someone’s life. Consider taking a CPR certification course and keeping a CPR poster near the pool area.

In New Mexico, the Red Cross offers hundreds of CPR classes in various formats, including in-person, online, and blended Simulation Learning, which makes it easy to find the right class that fits your family’s learning style and schedule. 

Get a Homeowners Liability Insurance

Homeowners with swimming pools should strongly consider getting liability insurance. The CDC reported that drowning is a top cause of death among children between one and four. And it’s not just kids who can drown, either. Some adults are alson\drowning. In addition, pools can pose risks beyond drowning, including exposure to chemicals and germs.

If someone suffers from an injury in or around your pool, they could file a claim against you. Therefore, it might come out of your pocket. It is why it is so essential to have liability insurance in New Mexico when having people swim in your pool.

About Daniels Insurance, Inc.

At Daniels Insurance, Inc., we have a unique understanding of the risks that businesses like yours face on a regular basis. With the backing of our comprehensive coverages and our dedication to customer service and quick claims resolution, your business will be fully protected. For more information, contact us today at (855) 565-7616.