Daniels Insurance Agency
Delivering Health Insurance Options for Your Employees
Group health insurance is the single most important employee benefit a company can provide, helping to attract and retain key employees. But providing good health coverage has become increasingly difficult for employers due to rising costs and the many provisions to navigate under the Affordable Care Act. Daniels Insurance Agency is ready to help you find the right plan for your business.
We work with several health insurance providers that offer a variety of group health insurance plans designed to save you and your employees money and increase wellness. Whether you’re a smaller company or a large corporation, in the private or public sector, we have group health coverage plans designed to meet your specific needs.
Types of Health Plans
Our staff at Daniels Insurance Agency will review the available options with you to see what is the best health insurance fit for your business and employees. Plans available include:
- Traditional health plans with a range of choices and savings. You may opt for health maintenance organization (HMO) plans that can provide savings over open plans. There are also preferred provider organization (PPO) plans that transfer some of the costs of care to employees if they choose to go outside the in-network providers.
- Consumer-driven account-based health plans designed around engagement and savings for companies and employees.
- High-deductible plans can be combined with a health savings account or a health reimbursement arrangement to allow employees to pay for qualified out-of-pocket medical expenses on a pre-tax basis.
Some of our insurers also augment their health plans with wellness programs to promote employee health and minimize the need for expensive healthcare services. Many offer call centers, nurse phone consultations, and online information all designed to make plan administration easier and claims more efficient.
We’ll help you prepare for tomorrow today.
Daniels Insurance Agency is poised to help you navigate the risks you face today while assisting you with solutions and strategies to support your business as it expands and grows. We are also an integral part of the communities we serve, understanding the issues of our region to effectively serve our business and individual clients. Give us a call at 800-530‑8885 to find out how we can assist you.