Daniels Insurance Agency
Delivering You a Choice in Workers’ Compensation
Almost all employers are required by law to have workers’ compensation coverage in New Mexico. When an employee is injured on the job or becomes ill as a result of conditions at work, workers’ comp will pay the medical bills and provide partial wage support to that worker.
Workers’ compensation insurance for many businesses represents a major expenditure. A number of factors contribute to the cost of insurance, including high medical costs; a company’s loss history and how these losses compare to other comparable businesses within its sector; frequency and severity of claims; and fraud; among other issues.
Safety First, Getting Employees Back to Work is Key
At Daniels Insurance Agency, we not only provide our business clients with insurance coverage but we also work with them to help reduce exposures, increase safety in the workplace, and contain costs – all factors in driving down premiums. Along with our insurance carrier partners, we can provide assistance with the following:
- Setting up an accident investigation program, safety programs, and more to help reduce on-the-job accidents and injuries.
- Implementing return-to-work programs to get employees back to work as soon as possible.
- Working with you to pinpoint red flags that may indicate where your business may be at risk for fraudulent claims.
What’s more, we will help you review your loss history to make sure it is accurate and to identify where any problems lie. We will also help you classify your employees properly so you’re not surprised come audit time. In addition, many companies now conduct business activities out of the state or send employees on business travel. If you have out-of-state operations, let’s talk about what benefits your workers’ compensation policy affords beyond New Mexico’s borders.
We’ll help you prepare for tomorrow today.
Daniels Insurance Agency is poised to help you navigate the risks you face today while assisting you with solutions and strategies to support your business as it expands and grows. We are also an integral part of the communities we serve, understanding the issues of our region to effectively serve our business and individual clients. Give us a call at 800-530‑8885 to find out how we can assist you.