Daniels Insurance Agency
What to Do in the Event of A Claim
Following is helpful information in the event of a personal or business related accident, injury or loss.
Automobile Claim
- Pull over to the side of the road and get out of harm’s way.
- Contact police if necessary.
- Inspect your car, and any other cars involved in the crash, for damage.
- Exchange important information with all parties involved:
- Vehicle Owners’ names and addresses
- Drivers’ names, addresses, phone numbers, and drivers’ license numbers
- Year, make, model, and registration (plate) numbers of other vehicles
- Name of insurance company for all vehicles
- Contact information for any witnesses
- Once this information is obtained, contact us – your insurance agent – or insurance company.
Homeowners Claim
- Ensure your safety.
- Call the Fire Department if necessary.
- Take any reasonable measures to prevent further damage to your property.
- Preserve evidence of loss and take photos as necessary.
- Save any receipts for emergency repairs.
- For substantial fire or water damage needing immediate attention, contact a Restoration Company.
- Contact us – your insurance agent – or insurance company.
General Liability Claim
- If an injury is involved, provide the necessary assistance to the injured party.
- Obtain the names, addresses and telephone numbers of the involved parties. Try to obtain a brief description of what occurred.
- Obtain names, addresses and telephone numbers of any witnesses.
- Don’t admit fault or responsibility; simply provide the factual details based on your knowledge and recollection of the incident. Cooperate fully with police or any authorities investigating.
- As soon as possible – contact us – your insurance agent – or insurance company to report a loss.
Property Claim
- If your property has been damaged, take whatever steps are necessary to prevent further damage, and keep receipts for any expenses.
- Make a list of all damaged property. Do not throw away any damaged property until an insurance adjuster tells you it is all right to do so.
- As soon as possible – contact us – your insurance agent – or insurance company to report a loss.
Workers’ Compensation Claim
- Make sure the injured employee receives proper and necessary medical attention.
- Complete the state-mandated accident reporting form.
- Contact us – your insurance agent – or insurance company to report a loss.