Daniels Insurance Agency

What to Do in the Event of A Claim

Following is helpful information in the event of a personal or business related accident, injury or loss.

Automobile Claim

• Pull over to the side of the road and get out of harm’s way.
• Contact police if necessary.
• Inspect your car, and any other cars involved in the crash, for damage.
• Exchange important information with all parties involved:
  • Vehicle Owners’ names and addresses
  • Drivers’ names, addresses, phone numbers, and drivers’ license numbers
  • Year, make, model, and registration (plate) numbers of other vehicles
  • Name of insurance company for all vehicles
  • Contact information for any witnesses
• Once this information is obtained, contact us – your insurance agent – or insurance company.

Homeowners Claim

• Ensure your safety.
• Call the Fire Department if necessary.
• Take any reasonable measures to prevent further damage to your property.
• Preserve evidence of loss and take photos as necessary.
• Save any receipts for emergency repairs.
• For substantial fire or water damage needing immediate attention, contact a Restoration Company.
• Contact us – your insurance agent – or insurance company.

General Liability Claim

• If an injury is involved, provide the necessary assistance to the injured party.
• Obtain the names, addresses and telephone numbers of the involved parties. Try to obtain a brief description of what occurred.
• Obtain names, addresses and telephone numbers of any witnesses.
• Don’t admit fault or responsibility; simply provide the factual details based on your knowledge and recollection of the incident. Cooperate fully with police or any authorities investigating.
• As soon as possible – contact us – your insurance agent – or insurance company to report a loss.

Property Claim

• If your property has been damaged, take whatever steps are necessary to prevent further damage, and keep receipts for any expenses.
• Make a list of all damaged property. Do not throw away any damaged property until an insurance adjuster tells you it is all right to do so.
• As soon as possible – contact us – your insurance agent – or insurance company to report a loss.

Workers’ Compensation Claim

• Make sure the injured employee receives proper and necessary medical attention.
• Complete the state-mandated accident reporting form.
• Contact us – your insurance agent – or insurance company to report a loss.