For most, the holiday season is a time filled with love. But for criminals, the holiday season means there are many opportunities to cash in on homes full of gifts, including lots of easy-to-sell electronics and jewelry. In addition, many homeowners leave their homes vacant as they take the opportunity to spend their holiday traveling to visit family or enjoy more temperate weather elsewhere.
When it comes to home security, the best defense is a good offense, and applying the right solutions to help you protect your home and family is the right thing to do as we head into the holiday season. Stay protected with personal insurance and by applying solutions to help you protect your home and family.
Your personal insurance package should include sufficient Homeowners Insurance coverage for your property as well as all of your home’s belongings and amenities. Depending on the contents of your home or how many special structures or remodeling jobs you have done, you may need to upgrade to a High-Value Homeowners policy with greater coverage limits, in addition to your normal property and liability coverage.
Wireless Network Camera
If you’re going away for the holidays your home is particularly vulnerable to a break-in. Burglars watch for vacancy signs such as accumulating stacks of mail, piles of unretrieved newspapers, and steady-burning or always-off entry lights. You can monitor your home remotely with network cameras, allowing you to access a live stream of your home on the internet, and the system can be programmed to send an email alert if it detects motion. With built-in recording functionality, if something does happen, you’ll have it all on tape.
Cross-Bar Police Lock
Don’t depend on chain locks to prevent kick-ins or forced entry. If you really want to reinforce vulnerable doors, such as the garage entry, consider utilizing a heavy-duty lock like a cross-bar police lock. The double steel bars protect your home from the inside out.
Home Security System
Local alarms make lots of noise, but they don’t call for help when you’re in distress. Home security systems from companies like ADT monitor for break-ins, fire, and other dangers such as carbon monoxide, when you’re home and when you’re not. Pay a one-time installation fee, and your monthly membership connects you to a 24/7 monitoring service.
Often something as simple as a sudden burst of light can scare off burglars . Many motion-activated models can sense movement up to 40 feet away, and can also be set to make a noise.
Ultimately, it comes down to making your home an unappealing target for a would-be thief. Most burglars aren’t looking for a fight, or even a challenge. It’s more likely that they would rather quickly break in, take what they can, and make their exit. By eliminating hiding spots around your house (keep those trees trimmed!), keeping the area well-lit, making forced entry difficult, and clearly having an alarm system in place, you can protect your home and your family.
About Daniels Insurance, Inc.
At Daniels Insurance, Inc., we have a unique understanding of the risks that businesses like yours face on a regular basis. With the backing of our comprehensive coverages and our dedication to customer service and quick claims resolution, your business will be fully protected. For more information, contact us today at (855) 565-7616.