Daniels Insurance Agency

What to Do in the Event of A Claim

Following is helpful information in the event of a personal or business related accident, injury or loss.

Automobile Claim

  • Pull over to the side of the road and get out of harm’s way.
  • Contact police if necessary.
  • Inspect your car, and any other cars involved in the crash, for damage.
  • Exchange important information with all parties involved:
    • Vehicle Owners’ names and addresses
    • Drivers’ names, addresses, phone numbers, and drivers’ license numbers
    • Year, make, model, and registration (plate) numbers of other vehicles
    • Name of insurance company for all vehicles
    • Contact information for any witnesses
  • Once this information is obtained, contact us – your insurance agent – or insurance company.

Homeowners Claim

  • Ensure your safety.
  • Call the Fire Department if necessary.
  • Take any reasonable measures to prevent further damage to your property.
  • Preserve evidence of loss and take photos as necessary.
  • Save any receipts for emergency repairs.
  • For substantial fire or water damage needing immediate attention, contact a Restoration Company.
  • Contact us – your insurance agent – or insurance company.

General Liability Claim

  • If an injury is involved, provide the necessary assistance to the injured party.
  • Obtain the names, addresses and telephone numbers of the involved parties. Try to obtain a brief description of what occurred.
  • Obtain names, addresses and telephone numbers of any witnesses.
  • Don’t admit fault or responsibility; simply provide the factual details based on your knowledge and recollection of the incident. Cooperate fully with police or any authorities investigating.
  • As soon as possible – contact us – your insurance agent – or insurance company to report a loss.

Property Claim

  • If your property has been damaged, take whatever steps are necessary to prevent further damage, and keep receipts for any expenses.
  • Make a list of all damaged property. Do not throw away any damaged property until an insurance adjuster tells you it is all right to do so.
  • As soon as possible – contact us – your insurance agent – or insurance company to report a loss.

Workers’ Compensation Claim

  • Make sure the injured employee receives proper and necessary medical attention.
  • Complete the state-mandated accident reporting form.
  • Contact us – your insurance agent – or insurance company to report a loss.

We’ll help you prepare for tomorrow today.

Daniels Insurance Agency is poised to help you navigate the risks you face today while assisting you with solutions and strategies to support your business as it expands and grows. We are also an integral part of the communities we serve, understanding the issues of our region to effectively serve our business and individual clients. Give us a call at 800-530‑8885 to find out how we can assist you.